Chapter 3953. TITLE INSURANCE  


Section 3953.01. Title insurance definitions
Section 3953.02. Application of chapter
Section 3953.03. Only title insurance company to engage in title insurance business
Section 3953.04. Title insurance company to be organized as stock corporation
Section 3953.05. Minimum capital and surplus
Section 3953.06. Depositing securities
Section 3953.07. Sound underwriting practices
Section 3953.08. Permitted services
Section 3953.09. Prohibited services
Section 3953.10. Title insurance company to engage in title insurance only
Section 3953.11. Unearned premium reserve
Section 3953.12. Other reserves
Section 3953.13. Reinsurance
Section 3953.14. Investments
Section 3953.15. Investment of unearned premium reserve
Section 3953.16. Investment of trust funds or assets held in fiduciary capacity
Section 3953.17. Foreign title insurance company - license
Section 3953.18. Prohibition against policies covering real property - exceptions
Section 3953.19. Merger and consolidation
Section 3953.20. Prior approval required for acquisition of other title insurance company
Section 3953.21. Certification of title insurance agents
Section 3953.22. Licensing title insurance agents
Section 3953.23. Maintaining books of account and record and vouchers
Section 3953.231. Establishing and maintaining interest-bearing trust account for deposit of non-directed escrow funds
Section 3953.24. Firm name of agent
Section 3953.25. Commission payments
Section 3953.26. Payments for inducement of business
Section 3953.27. Division of fees and charges
Section 3953.28. Prior approval required for forms and contracts
Section 3953.29. Prohibiting restrictive covenants constituting unlawful discriminatory practice
Section 3953.30. Notice comparing lender's and owner's title insurance
Section 3953.32. Offer of closing or settlement protection to parties
Section 3953.33. Annual independent review of agency accounts
Section 3953.35. Prohibited conduct regarding loans of seventy-five thousand dollars or less