Chapter 1321. SMALL LOANS  


Section 1321.01. Small loan definitions
Section 1321.02. Exceptions to license requirement
Section 1321.03. Application for license - fee
Section 1321.04. Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application
Section 1321.05. Contents of license - annual fee and assessment - current assets
Section 1321.06. Additional licenses - change of place of business
Section 1321.07. Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena
Section 1321.08. Suspension or revocation of license
Section 1321.09. Licensee to preserve books - annual report
Section 1321.10. Rules and orders - procedure in case of violation - certified statements - prima-facie evidence
Section 1321.11. Prohibited statements and representations
Section 1321.12. Licensee prohibited from certain acts
Section 1321.13. Maximum interest rate - prepayment - insurance
Section 1321.131. Agreement or consent for alternative interest rate
Section 1321.14. Duties of licensee - prohibited activities
Section 1321.15. Limitation of charges - determination of indebtedness
Section 1321.16. Open-end loans by licensee - interest - charges
Section 1321.17. Provisions applicable to all loans
Section 1321.18. Complaint for reversal, rescission, or modification of order of division - procedure
Section 1321.19. Cancellation or alteration of license
Section 1321.20. Annual license or certificate of registration fee
Section 1321.21. Division of consumer finance fund
Section 1321.211. [Repealed]
Section 1321.31. Assignment of personal earnings - limitations - priority
Section 1321.32. Assignment of wages invalid - exception
Section 1321.33. Wage assignments for support of spouse or children
Section 1321.35. Short-term lenders definitions
Section 1321.36. Short term lender license required - out-of-state transactions
Section 1321.37. Application for license - investigation - bond
Section 1321.38. License contents - place of business
Section 1321.39. Short-term loan requirements and restrictions
Section 1321.40. Permissible short-term loan fees
Section 1321.41. Short-term loan prohibitions
Section 1321.42. Refusal, suspension, or revocation of license - fines
Section 1321.421. Examination of licensee's records
Section 1321.422. Required licensee records and reports
Section 1321.43. Implementing rules and enforcement orders
Section 1321.44. Violations as unfair or deceptive acts - criminal proceedings
Section 1321.45. Prohibited debt collector communications and conduct
Section 1321.46. Statewide database used to determine borrower eligibility
Section 1321.461. Alternative borrower database
Section 1321.47. Additional duties of licensees - civil action by borrower
Section 1321.48. Reports by superintendent - confidentiality of information
Section 1321.51. Second mortgage loan definitions
Section 1321.52. Registering second mortgage lenders and brokers
Section 1321.521. Expansion of definition of mortgage loan originator
Section 1321.522. Application for exemption from registration forcredit union service organization
Section 1321.53. Application for certificate of registration
Section 1321.531. Application for mortgage loan originator license
Section 1321.532. Issuance of mortgage loan originator license
Section 1321.533. Maintenance of net worth and assets; Corporate surety bond
Section 1321.534. Evidence of pre-licensing instruction
Section 1321.535. Written test
Section 1321.536. Continuing education requirement
Section 1321.537. Temporary mortgage loan originator license for out-of-state loan originators
Section 1321.538. Adoption of rules to conform to federal law regarding temporary licenses for registered mortgage loan originators
Section 1321.54. Rules - investigations
Section 1321.541. Actions to enforce second mortgage loan provisions
Section 1321.55. Records and reports
Section 1321.551. Evading second mortgage loan requirements
Section 1321.552. Adoption of rules
Section 1321.56. Forfeiting interest
Section 1321.57. Computation of interest
Section 1321.571. Agreement or consent for alternative interest rate
Section 1321.58. Open-end loans by registrant - interest - charges
Section 1321.59. Prohibited acts
Section 1321.591. Compliance with Fair Debt Collection Practices Act
Section 1321.592. Disclosure to borrower
Section 1321.593. Duties and standards of care
Section 1321.594. Disclosure regarding material changes
Section 1321.60. Advertising for loans
Section 1321.71. Insurance premium finance company definitions
Section 1321.72. Exemptions from provisions
Section 1321.73. License - annual fee - proof of net worth
Section 1321.74. Application for license as premium finance company
Section 1321.75. Revoking or suspending license
Section 1321.76. Records
Section 1321.77. Administrative rules
Section 1321.78. Premium finance agreement - notice of financing to insurer
Section 1321.79. Finance charge limits
Section 1321.791. Agreement or consent for alternative finance charges
Section 1321.80. Delinquency, cancellation and check collection charges
Section 1321.81. Cancellation of insurance contract - procedure
Section 1321.82. Return of gross unearned premium upon cancellation of contract
Section 1321.83. Secured transactions filing provisions not applicable
Section 1321.84. Effect of child support default on license, certificate or permit
Section 1321.90 to 1321.93. [Repealed]
Section 1321.99. Penalty