Ohio Revised Code (Last Updated: January 27, 2016) |
Title 13. XIII COMMERCIAL TRANSACTIONS - OHIO UNIFORM COMMERCIAL CODE |
Chapter 1321. SMALL LOANS |
Section 1321.01. Small loan definitions |
Section 1321.02. Exceptions to license requirement |
Section 1321.03. Application for license - fee |
Section 1321.04. Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application |
Section 1321.05. Contents of license - annual fee and assessment - current assets |
Section 1321.06. Additional licenses - change of place of business |
Section 1321.07. Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena |
Section 1321.08. Suspension or revocation of license |
Section 1321.09. Licensee to preserve books - annual report |
Section 1321.10. Rules and orders - procedure in case of violation - certified statements - prima-facie evidence |
Section 1321.11. Prohibited statements and representations |
Section 1321.12. Licensee prohibited from certain acts |
Section 1321.13. Maximum interest rate - prepayment - insurance |
Section 1321.131. Agreement or consent for alternative interest rate |
Section 1321.14. Duties of licensee - prohibited activities |
Section 1321.15. Limitation of charges - determination of indebtedness |
Section 1321.16. Open-end loans by licensee - interest - charges |
Section 1321.17. Provisions applicable to all loans |
Section 1321.18. Complaint for reversal, rescission, or modification of order of division - procedure |
Section 1321.19. Cancellation or alteration of license |
Section 1321.20. Annual license or certificate of registration fee |
Section 1321.21. Division of consumer finance fund |
Section 1321.211. [Repealed] |
Section 1321.31. Assignment of personal earnings - limitations - priority |
Section 1321.32. Assignment of wages invalid - exception |
Section 1321.33. Wage assignments for support of spouse or children |
Section 1321.35. Short-term lenders definitions |
Section 1321.36. Short term lender license required - out-of-state transactions |
Section 1321.37. Application for license - investigation - bond |
Section 1321.38. License contents - place of business |
Section 1321.39. Short-term loan requirements and restrictions |
Section 1321.40. Permissible short-term loan fees |
Section 1321.41. Short-term loan prohibitions |
Section 1321.42. Refusal, suspension, or revocation of license - fines |
Section 1321.421. Examination of licensee's records |
Section 1321.422. Required licensee records and reports |
Section 1321.43. Implementing rules and enforcement orders |
Section 1321.44. Violations as unfair or deceptive acts - criminal proceedings |
Section 1321.45. Prohibited debt collector communications and conduct |
Section 1321.46. Statewide database used to determine borrower eligibility |
Section 1321.461. Alternative borrower database |
Section 1321.47. Additional duties of licensees - civil action by borrower |
Section 1321.48. Reports by superintendent - confidentiality of information |
Section 1321.51. Second mortgage loan definitions |
Section 1321.52. Registering second mortgage lenders and brokers |
Section 1321.521. Expansion of definition of mortgage loan originator |
Section 1321.522. Application for exemption from registration forcredit union service organization |
Section 1321.53. Application for certificate of registration |
Section 1321.531. Application for mortgage loan originator license |
Section 1321.532. Issuance of mortgage loan originator license |
Section 1321.533. Maintenance of net worth and assets; Corporate surety bond |
Section 1321.534. Evidence of pre-licensing instruction |
Section 1321.535. Written test |
Section 1321.536. Continuing education requirement |
Section 1321.537. Temporary mortgage loan originator license for out-of-state loan originators |
Section 1321.538. Adoption of rules to conform to federal law regarding temporary licenses for registered mortgage loan originators |
Section 1321.54. Rules - investigations |
Section 1321.541. Actions to enforce second mortgage loan provisions |
Section 1321.55. Records and reports |
Section 1321.551. Evading second mortgage loan requirements |
Section 1321.552. Adoption of rules |
Section 1321.56. Forfeiting interest |
Section 1321.57. Computation of interest |
Section 1321.571. Agreement or consent for alternative interest rate |
Section 1321.58. Open-end loans by registrant - interest - charges |
Section 1321.59. Prohibited acts |
Section 1321.591. Compliance with Fair Debt Collection Practices Act |
Section 1321.592. Disclosure to borrower |
Section 1321.593. Duties and standards of care |
Section 1321.594. Disclosure regarding material changes |
Section 1321.60. Advertising for loans |
Section 1321.71. Insurance premium finance company definitions |
Section 1321.72. Exemptions from provisions |
Section 1321.73. License - annual fee - proof of net worth |
Section 1321.74. Application for license as premium finance company |
Section 1321.75. Revoking or suspending license |
Section 1321.76. Records |
Section 1321.77. Administrative rules |
Section 1321.78. Premium finance agreement - notice of financing to insurer |
Section 1321.79. Finance charge limits |
Section 1321.791. Agreement or consent for alternative finance charges |
Section 1321.80. Delinquency, cancellation and check collection charges |
Section 1321.81. Cancellation of insurance contract - procedure |
Section 1321.82. Return of gross unearned premium upon cancellation of contract |
Section 1321.83. Secured transactions filing provisions not applicable |
Section 1321.84. Effect of child support default on license, certificate or permit |
Section 1321.90 to 1321.93. [Repealed] |
Section 1321.99. Penalty |