Chapter 1304. BANK DEPOSITS AND COLLECTIONS  


Section 1304.01. Definitions - UCC 4-104, 4-105
Section 1304.02. Applicability - UCC 4-102
Section 1304.03. Variation by agreement - measure of damages - action constituting ordinary care - UCC 4-103
Section 1304.04. Separate office of bank - UCC 4-107
Section 1304.05. Payable through or payable at bank - UCC 4-106
Section 1304.06. Time of receipt of items - UCC 4-108
Section 1304.07. Delays - UCC 4-109
Section 1304.08. Electronic presentment - UCC 4-110
Section 1304.09. Statute of limitations - UCC 4-111
Section 1304.10. Amended and Renumbered RC 1304.14
Section 1304.11. Status of collecting bank as agent and provisional status of credits - applicability of article - item indorsed pay any bank - UCC 4-201
Section 1304.12. Responsibility for collection or return - when action timely - UCC 4-202
Section 1304.13. Effect of instructions - UCC 4-203
Section 1304.14. Methods of sending and presenting - sending directly to payor bank - UCC 4-204
Section 1304.15. Depositary bank holder of unindorsed item - UCC 4-205
Section 1304.16. Transfer between banks - UCC 4-206
Section 1304.17. Transfer warranties - UCC 4-207
Section 1304.18. Presentment warranties - UCC 4-208
Section 1304.19. Encoding and retention warranties - UCC 4-209
Section 1304.20. Security interest of collecting bank in items, accompanying documents and proceeds - UCC 4-210
Section 1304.21. When bank gives value for purposes of holder in due course - UCC 4-211
Section 1304.22. Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212
Section 1304.23. Medium and time of settlement by bank - UCC 4-213
Section 1304.24. Right of charge-back or refund - liability of collecting bank - return of item - UCC 4-214
Section 1304.25. Final payment of item by payor bank - when provisional debits and credits become final - when certain credits become available for withdrawal - UCC 4-215
Section 1304.26. Insolvency and preference - UCC 4-216
Section 1304.27. Deferred posting - recovery of payment by return of items - time of dishonor - return of items by payor bank - UCC 4-301
Section 1304.28. Payor bank's responsibility for late return of item - UCC 4-302
Section 1304.29. When items subject to notice, stop-payment order, legal process or setoff - order in which items may be charged or certified - UCC 4-303
Section 1304.30. When bank may charge customer's account - UCC 4-401
Section 1304.31. Bank's liability to customer for wrongful dishonor - time of determining insufficiency of account - UCC 4-402
Section 1304.32. Customer's right to stop payment - burden of proof of loss - UCC 4-403
Section 1304.33. Bank not obliged to pay check more than six months old - UCC 4-404
Section 1304.34. Death or incompetence of customer - UCC 4-405
Section 1304.35. Customer's duty to discover and report unauthorized signature or alteration - UCC 4-406
Section 1304.36. Payor bank's right to subrogation on improper payment - UCC 4-407
Section 1304.37. Handling of documentary drafts - duty to send for presentment and to notify customer of dishonor - UCC 4-501
Section 1304.38. Presentment of on arrival drafts - UCC 4-502
Section 1304.39. Responsibility of presenting bank for documents and goods - report of reasons for dishonor - referee in case of need - UCC 4-503
Section 1304.40. Privilege of presenting bank to deal with goods - security interest for expenses - UCC 4-504
Section 1304.51. Definitions - UCC 4A-103, 4A-104, 4A-105
Section 1304.52. Application of provisions - UCC 4A-102
Section 1304.53. Time payment order is received - UCC 4A-106
Section 1304.54. Federal reserve regulations and operating circulars - UCC 4A-107
Section 1304.55. Applicability of ORC provisions for consumer transactions governed by federal law - UCC 4A-108
Section 1304.56. Security procedure - UCC 4A-201
Section 1304.57. Authorized and verified payment orders - UCC 4A-202
Section 1304.58. Unenforceability of certain verified payment orders - UCC 4A-203
Section 1304.59. Refund of payment and duty of customer to report with respect to unauthorized payment order - UCC 4A-204
Section 1304.60. Erroneous payment orders - UCC 4A-205
Section 1304.61. Transmission of payment order through funds-transfer or other communication system - UCC 4A-206
Section 1304.62. Misdescription of beneficiary - UCC 4A-207
Section 1304.63. Misdescription of intermediary bank or beneficiary's bank - UCC 4A-208
Section 1304.64. Acceptance of payment order - UCC 4A-209
Section 1304.65. Rejection of payment order - UCC 4A-210
Section 1304.66. Cancellation and amendment of payment order - UCC 4A-211
Section 1304.67. Liability and duty of receiving bank regarding unaccepted payment order - UCC 4A-212
Section 1304.68. Execution and execution date - UCC 4A-301
Section 1304.69. Obligations of receiving bank in execution of payment order - UCC 4A-302
Section 1304.70. Erroneous execution of payment order - UCC 4A-303
Section 1304.71. Duty of sender to report erroneously executed payment order - UCC 4A-304
Section 1304.72. Liability for late or improper execution or failure to execute payment order - UCC 4A-305
Section 1304.73. Payment date - UCC 4A-401
Section 1304.74. Obligation of sender to pay receiving bank - UCC 4A-402
Section 1304.75. Payment by sender to receiving bank - UCC 4A-403
Section 1304.76. Obligation of beneficiary's bank to pay and give notice to beneficiary - UCC 4A-404
Section 1304.77. Payment by beneficiary's bank to beneficiary - UCC 4A-405
Section 1304.78. Payment by originator to beneficiary - discharge of underlying obligation - UCC 4A-406
Section 1304.79. Variation by agreement and effect of funds-transfer system rule - UCC 4A-501
Section 1304.80. Creditor process served on receiving bank - setoff by beneficiary's bank - UCC 4A-502
Section 1304.81. Injunction or restraining order with respect to funds transfer - UCC 4A-503
Section 1304.82. Order in which items and payment orders may be charged to account - order of withdrawals from account - UCC 4A-504
Section 1304.83. Preclusion of objection to debit of customer's account - UCC 4A-505
Section 1304.84. Rate of interest - UCC 4A-506
Section 1304.85. Choice of law - UCC 4A-507